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Master Card

In this world possibly many of the you who often went to go out of the country, to just had fun or to do business, so you will not really need the credit card, why the credit card??
Because now the person more likes to use the credit card for payment than with cash, And could not be ignored that the MasterCard revenues increase each year.

If you now do not yet have the credit card, don't be sad, because now had the foremost credit card company, SELECT-CREDIT-CARD.COM his name .MasterCard s the success of finance under the economical US situation that now finishes the deceleration and most sub-good the criticalness mortgage went apart from the assumption of the firmest financial analyst.
MasterCard really was inspired with their results.

But the main rival the company - visas, American Express, and Know was inhaling their hair of neck birds.
Apart from, this economical situation that was unstable in the main tower the upper country of the credit card giant moved slowly continued.
Therefore, MasterCard gave their hope overseas to the credit card market.

So what you were waiting??

For further information go to web http://www.select-credit-card.com/

Work911 Ezine - Recession, Layoff Help, Economy, Free giveaway and much more in our longest issue yet.

May 5- 2008 - Contents - Focus On Coming Economic Challenges

In This Issue:

There are two major issues in the news, at least in North America. One
is the U.S. election, but the other is the economic upheavals and
instability that are or will be affecting many of us. Experts seem to
disagree on what is happening economically in both Canada and the
U.S.A. and whether we are going to be in a recession, but it certainly
seems we are in a period of instability. So we'll look at that, and we
have a special completely free giveaway for you. Instructions are
included within! BTW, this is our biggest issue ever and our most
complex. Hope we haven't mess this up somehow.

1) Update - Training and Development
2) Update - Small Business
3) Feature: How to Thrive Through This Recession, Jack Canfield Style
4) Feature: Free Trade and Business Publications
5)Feature: How Will A Recession Affect Your Business?
6) Feature: How To Handle A Layoff (for managers and HR professionals)
7) BLOCKBUSTER FREE TIME LIMITED OFFER -
8 )Our Sites

You are receiving the work911.com newsletter because you asked to be
placed on this distribution list. It is NEVER sent unsolicited. To
unsubscribe just follow the instructions at the bottom.

1) Update - The Training World:

TheTrainingWorld.com - Our free site for trainers, training consumers,
and learners has just expanded. I've dug into the Bacal archives and
created a blog replete with material I've written over the last decade
+ on training and development that has never been openly or publicly
available. There's controversy. There's information, and advice.
There's chuckles and satire as I tend to poke fun at, or criticize
some of the loonies in the training, coaching and consulting
professions. . The new section is at http://www.thetraiingworld.com/wp/

It's interactive. If you register, you can post your comments and
insights.

Of course, our article library, and other valuable training related
stuff is still at the main site at http://www.thetrainingworld.com

2) Update - Small Business

Last issue we announced the launch of our small business site at
http://smallbusiness411.org, and we continue to work on it, albeit
slowly. There's the usual articles, and links, and there's also a blog
which I think you will enjoy. Development has been a bit slow because
we are writing Perfect Phrases For Small Business to be published by
McGraw-Hill, hopefully sometime this year.

Just to add on relevance. As jobs get scarce, more and more people
turn to the possibility of starting a small business, temporarily or
permanently. Check out our small business resource center!

Here's an additional resource if you are a small business person. A
number of companies have available, free publications targeted at
small business owners. They are free, if you qualify, and we've
subscribed to several. There's no tricks or catches. It's all at
http://workhelp.tradepub.com/?pt=cat&page=Small and there's a ton of
stuff. Each publisher has different criteria, so if you don't qualify
for one, try another.

Also, for publications on all subjects try http://workhelp.tradepub.com
.

Do not miss the opportunity to get, free of charge, a copy of Layoff
Proofing Yourself While You Still Have a Job Helpcard. See below.

3) How to Thrive Through This Recession, Jack Canfield Style
By [http://ezinearticles.com/?expert=Susan_L_Reid]Susan L Reid

We're hearing a lot about the economy lately. In fact, just this week,
Alan Greenspan actually said "the r word" by announcing that the
United States is in a recession. Our last recession, from 2001-2003,
was due to the collapse of the dot-com bubble, the September 11th
attacks, and accounting scandals such as Enron. There were also
recessions in the early 1990s and early 1980s.

In fact, for the last 30 years, the U.S. has gone through a recession
once every decade. There's no indication that this will change in the
future. Burying your head in the sand will certainly spell disaster
for your business. Gritting your teeth to weather the storm will only
increase your blood pressure and keep you up at night.

The good news is that a recession is not a depression. It's unlikely
that we will ever go through something like the Great Depression
again. However, it's quite possible that this will not be our last
recession. To be successful, you need to become informed about what a
recession is and what steps you can take to thrive in the midst of
one.

What is a Recession, and What Can You Do about it?

A recession is a period of temporary economic decline during which
trade and industrial activity are reduced. It is identified by a
decline in a country's gross domestic product (GDP), or negative
economic growth, for two or more successive quarters. In short, a
recession means a steady, prolonged decline in sales.

As a small business owner, you've experienced a decline in sales
before. It's a normal part of any sales cycle. Question is: When
you've had a drop in sales in the past, what did you do? Did you just
wait, hoping for things to get better? Or, did you take decisive
action to nip things in the bud and turn things around? If you are a
successful small business owner ' someone intent on creating a
constant and steadily increasing cash flow ' then you know the
importance of taking informed, resolute action.

Jack Canfield, too, knows about decisive action. He's famous for his
rags-to-riches story of how he committed to contacting five people a
day to promote his book, Chicken Soup for the Soul. The key to his
success was his commitment to action. Not just any old action, mind
you. Aligned, well-thought-out, purposeful action. Jack knew he had a
monumental task in front of him: promoting an unknown book by an
unknown author. Each day he took action to increase name recognition,
forge connections, and build sales.

Five Simple Steps for Thriving through a Recession, Jack Canfield
Style

1. Get back to basics

Recessions are good for all things that begin with "re." Re-group, re-
organize, re-view. Revisit the fundamentals that have already made
your business a success. Revise your mission statement to stand for
what your business is really all about. Reject rejection. Practice
Jack's "Rule of Five": Every day, do five things that will move you
toward your goal.

2. Clean up your act

Recessions are a great time, Jack advises, to clean up your messes.
Now, when sales are slow, finish anything that is incomplete. De-
clutter your office and organize your files. Make phone calls to
bridge any disconnects that may have occurred between you and your
customers. Magnify your success energy by focusing on what you want to
happen, not what you are experiencing.

3. Focus on your connections and relationships

Recessions are the perfect time to forge new connections and
strengthen long-standing relationships. Practice uncommon
appreciation. Review your agreements with clients and confirm your
commitment to them. Speak first and with integrity. Be impeccable in
your communication. Meet for breakfast instead of over the phone.
Supplement emails with handwritten cards and notes.

4. Be smart with your money

Recessions are the natural time for small business owners to review
their financials. Take a look at your cash flow. Collect on any
outstanding accounts. Don't fall into lackful thinking by clutching
and holding onto your money. Spend wisely. Make sure your bills are
paid. Above all else, give more. Keep your energy flowing by finding a
way to serve others.

5. Step back

Recessions are the ideal time to practice stepping back in order to
keep things in perspective. Instead of energetically aligning with all
the fears, doubts, and anxieties associated with a recession, step
back and move to higher ground. Don't get caught up in others' panic.
Soar above it all to a place where clarity can be gained and
perspective maintained. While you're at it, take others with you. As
Jack says, "When you lift up others, they will lift up you."

No one likes feeling uncertain about the future. Yet nothing is ever
certain, whether or not we're in a recession! By taking decisive
action now, you can positively influence your future. When this
recession ends, don't let your company be one that just managed to
survive. Practice Jack's Rule of Five and thrive. [http://
www.alkamae.com]Business Coach & Consultant for entrepreneurial women
starting up small businesses, Dr. Susan L Reid is the author of
Discovering Your Inner Samurai: The Entrepreneurial Woman's Journey to
Business Success. For ideas, tips, and support for your business
journey, sign up here for our [http://
www.discoveringyourinnersamurai.com]free e-Zine.

---

4) Featured Free Trade and Business Publications

"Budgeting, Forecasting and Reporting" http://workhelp.tradepub.com/free/w_ad05/

Learn how to escape spreadsheet hell and make Finance a strategic
resource.

The corporate budgeting, forecasting, and reporting process presents a
formidable challenge to most companies, regardless of size or
industry. Budgeting is often seen as burdensome and time consuming.
Yet budgeting is also a crucial element of financial management, which
in turn is a huge contributor to a company's overall success or
failure. As a result, companies that are able to address budgeting
obstacles and improve their process will be rewarded with:

* More accurate budgets
* More timely re-forecasts
* Improved decision-making

Companies can overcome planning challenges and achieve these goals by
applying budgeting and forecasting best practices and leveraging new
technologies. http://workhelp.tradepub.com/free/w_ad05/

"The Looming Leadership Void: Identifying, Developing, and Retaining
Your Top Talent"
http://workhelp.tradepub.com/free/w_tale08/

Learn more about the unavoidable leadership void and how to prepare to
fill the leadership ranks and ensure appropriate bench strength.

The daunting combination of the high volumes of outbound talent and
the low levels of available skilled labor have brought into focus the
need for succession planning - a combination of process, tools, and
disciplines that enable an organization to plan for anticipated
leadership needs as well as identify, develop, retain, and allocate
key talent.

This white paper, a compilation of survey responses from 245
organizations, is a roadmap for organizations that desire to achieve
superior performance through Best-in-Class use of succession planning
with regards to strategy, capabilities, and technology utilization.
http://workhelp.tradepub.com/free/w_tale08/

"Talent Management in a Down Economy"
http://workhelp.tradepub.com/free/w_tale06/

Explore the relationship between talent management strategies,
processes and practices, and the advantages that can be gained by
talent management for organizations coping with an economic downturn.

Talent management in a low growth economy offers new opportunities—
especially internal mobility, performance management, and quality of
hire—to deliver significant business performance benefits in the midst
of financial constraints. Citing historical data and demographic
trends, this paper dispels misconceptions that HR's focus is narrowed
when markets decline.

Learn how you can use talent management to cut costs and boost
productivity while you:

* Redeploy existing resources to expand into new markets.
* Align employee performance to corporate goals.
* Focus on bringing new skills in-house.
* Implement development and retention programs. http://workhelp.tradepub.com/free/w_tale06/

5) How Will A Recession Affect Your Business?
By [http://ezinearticles.com/?expert=Amir_Watynski]Amir Watynski

Oh, no. Not the dreaded R-word! I refuse to even utter that word. Are
we in one? Are we headed towards one? The economists have been arguing
over this for the past few months, and will likely continue doing so.
The reason I hate the R-word is not because of its effect on my
business - actually, some of my best months have been during bad
economic times - but because of the effect it could have on my psyche.

See, to me, the R-word seems to make people complacent. You've heard
it before - "How's business?" "Terrible! Sales are down...it's the
recession." A recession (there, I've said it!) gives people something
to blame - a reason for their slump. And it's easy to get lazy and
resign oneself to the idea that times are tough and any extra effort
will likely be wasted.

So don't give in to the R-word! Here's what you can do to make your
business immune to it:

Increase sales efforts. Hire more sales people. People are still
buying, even in a down economy. It may take some more work to find
them, that's all.

Increase marketing. Become creative; it doesn't need to cost a lot to
be effective. E-mail marketing is extremely effective and inexpensive.

Increase networking. Join a chamber or local referral group. Get out
there!

Find alliance partners. Seek businesses in complimentary industries
that could be a good referral source for you, or vice versa. Partner
with them and try to find a win-win situation, such as mutual referral-
giving, or a referral fee for any referrals given that sign up as
customers..

Make some more phone calls. Stay at work 10 minutes more each day and
make a few more phone calls. Every little bit of effort adds up.

Do things you don't normally do. Think outside the box. Make that
phone call. Take a chance. You may have a record month!

Amir Watynski owns Watt Media, Inc., which helps businesses promote
their services and enhance their image with telephone "on-hold"
messages and music, and web design services. Website: http://www.watt-media.com.
Blog: http://blog.watt-media.com

--

6) How To Manage A Layoff
By [http://ezinearticles.com/?expert=Les_Gore]Les Gore

It's raining pink slips. But for those who were lucky enough to land a
job as CEO of a major US company these past few years, the only thing
crazier than the bloated compensation packages these CEOs got was the
size of their severance packages when they were fired.

And what about those people who worked in good faith to execute those
failed strategies? They got shafted-cut loose with little or nothing
in the way of severance.

This article deals with the hard reality of layoffs: how to do it
legally, effectively, and with consideration for your departing and
remaining employees-while preparing your business for recovery. Feel
free to share this information with a colleague or friend. And if
layoffs and freezes are not in your forecast-congratulations.

Head Count. A Company's Largest Expense and the One Cut First During
an Economic Downturn.

And who better to validate our downward spiral than George Bush who
recently announced that the U.S economy is in a "rough patch" right
now.

Tell that to the 9,000 folks at Citigroup and 4,600 at AT&T who got
their pink slips a week or so ago.

Whether you call it a layoff, reduction in force (RIF) or downsizing,
doing so can result in legal challenges and leave you with a remaining
workforce that is demoralized and unproductive. The more you know
about state and federal laws and best practices for handling layoffs,
the better equipped you'll be in protecting your company from
operating and legal difficulties.

A Littered Landscape of Layoffs

Layoffs have become all too common in the landscape of U.S.
businesses. January layoffs rose a whopping 69 percent from December
2007 to 75,000-the highest amount since August 2007, according to
outplacement firm Challenger, Gray and Christmas. Housing and
financial sectors were hit hardest.

In the months ahead, more layoffs are projected in the retail,
professional and technical services, pharmaceutical, automotive,
leisure and hospitality industries. A 37 percent increase in 2008
compared to last year, makes this year's forecast the worst in five
years, according to a recent survey conducted by Career Protection.

What Do You Say When You're Laying Off People?

How do you keep morale up for your remaining staff and calm their
fears about job security? And how do you protect your company from
legal exposure with regards to the documents you write when going
through the layoff selection process?

Plan Ahead and Follow the Script

Perhaps the idea of "scripting" a verbal communication sounds
insincere or artificial. As a representative of your company however,
it is a good idea to plan ahead so you don't say too much and land
your company in legal hot water, but you still say enough to convey
the message at hand.

What You Might Say in the Initial Employee Meeting

"Steve, in an effort to reduce costs, we are restructuring our
business, and that will result in the elimination of a number of
positions in our company. Unfortunately, your position is one of them,
and I'm afraid we're going to have to lay you off. Today will be your
last day of work with us, and we have information to share with you
regarding your severance package, COBRA and unemployment insurance. I
know this is a lot of information coming at you at once, and I'm so
sorry to have to relay this message to you. Before I go any further, I
want to see how you're doing. Are you OK?

"Just so you're aware: About 35 positions are being eliminated
throughout the day. Out of respect for the other people involved, I
would ask that you say as little as possible today. We would prefer to
tell the affected employees ourselves; we want to avoid people hearing
about this through the grapevine if we can help it. In addition, I
know that some people prefer to leave quietly while others want to say
goodbye to a few close friends. We'll respect whatever decision you
make. How do you think you would like to handle that?

"Finally, I just want to thank you for all your hard work and
dedication for the past two years. You have made it a better place
around here, and I'm personally going to miss working with you. Thank
you for all you have done for us."

Handling Employees' Questions

If you speak softly and with genuine concern, most employees will
appreciate your sincere approach. After your opening statement, expect
some employees to question the reasoning behind the RIF:

Question: Why was my position chosen for elimination?

Answer: It was a business decision. Please don't take this personally;
when a reduction in force occurs, positions are eliminated. The people
who are attached to those jobs then get laid off. It's the hardest
thing a manager can do-selecting positions for elimination is so
difficult because you realize that people's lives will be interrupted.
That's why I'm so sorry that this is occurring.

Question: Who else is being laid off? Am I the only one in our
department? Why me?

Answer: Steve, I can't share who else is being laid off in the
department at this point. We haven't spoken to the other individual(s)
yet, so I would ask that you allow me to hold off on answering that
for now. [Or:] Yes, yours is the only position in our department
that's being eliminated. Again, please don't feel that you've
disappointed anyone. I want you to know that you could be considered
for rehire once the hiring freeze is lifted. For now though,
understand that we had to eliminate one position, and, purely from a
functional standpoint, your position made the most sense.

Question: How can that be? Who's going to do all the work that I do
once I'm gone?

Answer: With the elimination of your position, other members of the
department will have to take on the remaining job duties that you've
handled up to now. That's something we'll simply have to deal with in
this new "downsized" mode. Travis is here with us from human resources
to discuss some of the details related to your severance package and
other important benefits details relating to this layoff.

When One Is Enough

When one individual is selected for layoff from a comparison pool of
employees with the same title, expect the person to say: "Wait. You
can't lay me off and keep Heather. I have more longevity than she
does."

Your answer: "I recognize that. However, I want you to know that we
considered tenure in our decision. We also looked at performance
appraisals, progressive disciplinary warnings, attendance records,
education levels, and skills and technical certifications when
determining who would be qualified to assume the remaining duties
after the reduction-in-force. We determined that, based on all that
historical information along with our evaluation of who would work
best in the post-layoff environment, you would be selected for layoff.
Are there any other questions I could answer for you?"

Script for Remaining Employee Meetings

In general, it's better to bring about "group closure" when there are
layoffs or terminations. It gives employees a chance to express their
concerns publicly and hear directly from you what occurred. This not
only minimizes concern relating to employees' own job security but
also diminishes the rumor mill.

A Sample Script to Help You After the RIF Occurs

"I wanted to call you all into a meeting to follow up regarding the
layoffs that took place earlier today in our department. As you may
know, two members of our department have been laid off. The company
has provided the affected employees with a severance package and is
working with them through this transition.

"Of course, no guarantees of job security can be given, but as far as
we understand, there aren't any other planned layoffs in our
department at this time. I wanted to let you all know to allay any
fears you might have about your own job security right now.

"We wish those laid off well, and we have treated them with the
respect and dignity they deserve. I know I can count on your support
in doing the same. I also want to remind you that if you get any
reference-checking phone calls from prospective employers or
recruiters, those calls are to be referred to me. I will in turn pass
them along to human resources as per company policy. Note that the
laid-off employees have been given copies of their last three
performance evaluations, and they're free to share those with
prospective employers to demonstrate their strengths and areas for
professional development.

"If there are no other questions, I thank you all for coming. I
appreciate your patience and understanding, and I look forward to
moving beyond this difficult period."

Written Documentation Caveats

Line managers often are asked to select individuals for layoffs based
on certain criteria. For example, if you are asked to eliminate 12
people from a 15-person department, you may be asked to justify your
decision in terms of whom to retain and whom to lay off.

When that's the case, it may be advised to create a comparison group
evaluation form that highlights performance reviews, oral or written
disciplinary communications, attendance records, tenure, experience
prior to joining your company, education and technical skills or
certifications.

Such documents are meant to encourage an objective evaluation process,
but in case of a class-action discrimination lawsuit, the documents
become subject to subpoena in the discovery process. One way to lessen
the chances (there's no guarantee) of having this documentation
subpoenaed is to designate the documentation as attorney-client
privileged.

Your in-house or outside counsel will recommend that you write at the
top of each evaluation page: "Privileged and Confidential: Prepared at
the Request of (attorney's name)."

The legal rules and guidelines of the attorney-client privilege go
beyond the scope of this article. Just be sure to check with counsel
first before drafting any documents relating to a layoff. More
importantly, don't write freely with little regard to the fact that
your notes may be blown up in front of a jury to demonstrate unlawful
motives on management's part.

The goal of any layoff is to treat employees with dignity and respect.
The key way to achieve this is to communicate openly and honestly with
those laid off and with those who survive and assume the remaining job
responsibilities.

Retain Top Talent

It may seem unrealistic to focus on retention when you're laying
people off, but there's no other time when retention becomes more
important than when a company is letting workers go. Critically assess
who the talent is you must retain and do everything possible to do it,
including giving them a defined and key role in the turnaround after
the layoffs.

The preceding is based on information provided by The Society of Human
Resource Management. This material is provided as general information
only and does not constitute and is not a substitute for legal or
other professional advice.

Les Gore is founder and managing partner of Executive Search
International, a Boston-based, nationally recognized search firm and a
25-year veteran of the "recruiting wars." http://www.execsearchintl.com

Article Source: http://EzineArticles.com/?expert=Les_Gore
http://EzineArticles.com/?How-To-Manage-A-Layoff&id=1127451

7) BLOCKBUSTER FREE OFFER TO OUR SUBSCRIBERS

Periodically we decide to give away one of our books or products for a
limited time, no catch, to our subscribers. You don't have to register
or anything. We've decided to make available our Layoff Proofing
Yourself While You Are Still Employed Helpcard in picture format.
PLEASE NOTE. You can get this until Thursday, May 8th, 6pm EDT (that
U.S. East Coast time).

Instructions to get your free helpcard.

Go to http://www.work911.com/products/index.htm

At the bottom you will see a text link labeled FOR SUBSCRIBERS. Click
on it.
You will then be asked to provide a user name and password.

Username: subscriber
password: layoff1

You will then see too GIF files. Click on each and the helpcard (it's
two pages) should appear on your screen. If it's hard to read, magnify
it (it really looks good on the screen). Save it or print it if you
like.

Sorry for the hassle, but giveaways cost us in terms of web bandwidth,
so we need to restrict it to our loyal subscribers. Enjoy.

PS. If you encounter a problem, let us know at ceo@work911.com, and
while we can't help you on a case by case basis, we'll try to remedy
any problems in our next newsletter.

8) Our Sites:

Just a quick summary of our sites that have information on the
following topics:

Leadership Resource Center: http://work911.com/leadership-development/index.html

Communication Resource Center: http://www.work911.com/communication/index.htm

Conflict (both workplace and family) http://conflict911.com

Business, Strategic and Personal Planning: http://www.work911.com/planningmaster/index.html

Performance Management & Appraisal: http://performance-appraisals.org

Customer Service: http://customerservicezone.com

Our Main Site: http://www.work911.com

Multi-Purpose Articles Database: http://www.articles911.com

To new subscribers: The work911 newsletter is published no more than
once a week (but usually no more than once a month) and contains
articles on all things work related, and contains other work related
resources, and updates about our sites, and their contents. Past
history indicates we publish about every ten days. Subscribe at
http://work911.com/newsletter.htm

Don't forget that you can access free, useable previews of over twenty
of our books and helpcards at:

http://www.work911.com/products

and that we continue to offer special freebie offers and discounts to
our newsletter subscribers!

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The 5 biggest business mistakes and how to avoid them

There are common mistakes made by all companies and, while you can leave a bad tooth in a big company can completely ruin a small business. These are the five biggest mistakes commonly made up of companies of all sizes and what you can do to avoid them.

1. Not the cash management

This is the greatest cause of bankruptcy and is what keeps most entrepreneurs awake at night (and if it is not necessary!)

Your cash flow is an absolutely essential part of your business. If you have too much to leave or not enough to get there, then you're heading for problems. Although it may seem obvious but is still the most common failing businesses of all sizes.

The challenge for any expansion is that there is usually a gap between what you pay for your suppliers and employees and what you get back from your customers. Most business owners are painfully aware of this when they start their business and sales are few and relatively high costs. However, as sales start to grow, it's easy to take your eye off the ball and forget this gap. And while sales are rising costs are increasing, and also its ability to turn off the short-term costs becomes increasingly difficult. And then there is a slowdown in your sales or your customer and all payments of a sudden your bank balance more tips in red is never done before. And your business can go from boom to bust almost overnight.

The only way to avoid this is to maintain a strict control on cash, and check that with passion. If you have a CFO or FD, even part time, can help you here. Never lose sight of the importance of collecting your debts as soon as possible and always keep a watchful eye on what is happening, what's coming and what you're committed. And make sure you have a forecast system for your future cash, especially if you're in rapid growth.

And if you do not know how to do it, find someone who ago, quickly.

2. Poor marketing

Unfortunately not always the best products that win through in enterprises. There are many great inventions that have fallen in the street because they simply have not been marketed well enough. And it's usually because there was a competitor out there doing a better job of marketing, even if they did not have a better product.

The marketing is about how to communicate what you do for your potential customers. It is on the right that evokes emotional responses in those potential customers. If you're out there, pushing the great feature is your product, will almost always lose to the competitor that tells what the product market will do for them and how to make them feel.

Obviously, if we do not do marketing, and nobody knows that exists. And if vai straight in great big, expensive, scattergun campaigns, and then you can only be pouring cash down the drain.

To succeed you must focus on focused, targeted, emotional, driven benefits of marketing and PR, then you will find the entire sales process will be much easier. It means that your business will grow. And how will that feel?

3. The hiring wrong people

Hiring the wrong person may be one of the most costly errors do. It might be a sales person who can not sell, an accountant who can not add, or a senior manager who tries to steal your work and society.

When you think about the costs of hiring there is much to consider. If you have the recruitment fees, the time and effort you put into the recruitment process; employee's salary and benefits, tax, training, equipment and travel expenses that you have to cover office and development and training of time. And then, if we realize that you have to get rid of them, because they're not working, there can be more time spent going through the removal process, the cost of notice periods, additional benefits and often a few form of income so that it will not mention.

And then you have to start all over again, hiring someone new, having wasted a lot of time, effort, energy and money.

Get your rent in the process Tip Top condition and spend as much time as necessary to get the right person. Do not settle for the best of a bad bunch, and not just pick someone hope and work. Knowing exactly what you're looking for, and design ways to test candidates to get the right people. If you take a day of testing, and then do it, rather than committing a big piece of resources based on a couple of brief chats that pass for interviews.

Check references, candidates research on the Internet, check their previous employers and to seek ways to verify what they say. If should come as no surprise that not everyone is completely honest in their job applications.

4. By losing control

There are many ways that an entrepreneur may lose control of their business. Sometimes it's too delegation of essential elements such as payments to suppliers. Sometimes it's too reliance on a management team who have a different agenda in mind. Sometimes this is through research funding and give too much of the company to investors.

As entrepreneur, is rare that you find someone you care so much about your business, customers, staff and investors like you. This is a great idea to bring in a management team to run your business for you but do not be surprised if their agendas and aspirations career, which do not always understand.

You can not do everything, and there is a point where you have to trust other people. It is the key to make sure they know what you expect from them and to make sure we have a way of controlling what they do.

Control is always information and the ability to make decisions. When you have good information you can see what is really happening and then you can take the right decisions. This may be information about what is fact and what is sold. And what conditions. It can be information on any significant agreement, deal or commitment that the company is entering. Creating large computer systems management that really tell you what's going on in the field.

Be careful of anyone who tries to get in a position of control over your business. That includes staff, investors, other administrators, suppliers, customers and banks. Thinking in what you're giving away in any agreement and to seek ways to protect yourself and stay in control if you want to protect the value of your company. When someone else can make decisions about your business, then you've lost control.

5. Forgetting the score

Finally, one of the most common mistakes as a business grows bigger forget the very customers that supported the growth of society, in the first place.

When you start in business you tend to stay close to your customers. It's like building a reputation and make sure to provide first-class service. You'll often be in the name terms with many of them and know exactly what you sold them.

As you grow, the gap between you as the owner and customers can grow bigger and bigger. And as he does, you can stop so much meaning to you, so you start to see how just names and numbers on a report rather than the people you are providing a service to.

And how disconnection that grows, it may be easy to forget what it was that led customers to you in the first place. The personal touch that made you stand out from the competition. And after a little 'your company becomes just another commodity provider and your customers start the current trend to competition.

Stay connected.

Always remember that putting your business where it is today. And 'your clients and customers who pay the bills, your salary and that gives the value in your business. If you come to sell your business, it will be your customers (current and future) that are going to support the value of your company.

Keep in touch with customers. Get out and see. Talking with them and listen. Discover a lot 'more about your business and you make your company stand out from the crowd. Keeping its promises and always deliver the best possible service can and will build a loyal customer base that will remain with you.

Of course there are many more mistakes that can be done but if you can avoid these 5 then you can much more of your business surviving and thriving.

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UEFA EURO 2008 Soccer Cup Winner

36 days again from today (the day i was post this article), in europe continent will held “UEFA EURO 2008 Soccer Cup Competition” which held in 2 country at Austria and Switzerland.

In this venue (“UEFA EURO 2008 Soccer Cup Competition”) we will be watching a 4 year soccer event, usually held every 2 years before and after “World Cup” which also held every 4 years.

We also can watch skill and power of every soccer stars from every country. Among them, there is a lot of soccer stars which play at other country in Europe league which different with their nationality. Let’s see “Frack Ribery” from France which is played in Bayern Munchen at Bundeliege, or Fabio Cannavaro from Italy which is played Real Madrid at Spain League, or “Cristiano Ronaldo” from Portugal which played in Manchester United at England Premiership League.

This venue will be attended by 16 teams from every country in Europe continent which is pass to final venue. Unfortunately England with their Premiersihp league did not pass played in this venue.

16 team which is passed separate with 4 groups :

Group A : Czech Republic, Portugal, Switzerland & Turkey

Group B : Austria, Croatia, Germany, & Poland

Group C : France, Italy, Netherlands, & Romania

Group D : Greece, Rusia, Spain, & Sweden

The “HOT” Group predicted in Group C.

But right now still difficult to see, whose gonna win this battle ? Is there gonna be favourite team such as Germany, Italy, Portugal, France, Spain ? Is there a weak team will be a”buthcer” for the favourite team n’ go to winning this cup like Greece in last 4 years ago?

Actually i just like soccer but not addict, i just like the teams and the play. My Favourite team is “Netherlands”. I like their playing, and their team composition which got good wings, and furious striker.

So how about you ..?? What is your favourite team? Which team gonna win? Can you share ..?? :)

Logo taken from this link (downloaded and resized by me)

http://www.mcalcio.com/wordpress/wp-content/uploads/2007/11/euro2008_logo.jpg

http://www.conti-online.com/generator/www/de/en/continental/contisoccerworld/img/euro2008_uv;property=original.jpg

http://www.superdeluxe.ch/images/204.jpg
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First Day Post

Setelah beberapa menit nyempetin blog walking, nemu artikel unik yang kayaknya bisa jadi bahan posting di Blog ku yang baru ini nih...

Artikel ini mengenai kumpulan lagu anak indonesia yang sungguh tragis, kenapa saya bilang tragis, karena dalam lirik lagu tersebut banyak kesalahan yang terkandung didalamnya, bagaimana tidak tragis ? yang menyanyikan lagu ini mayoritas adalah anak kecil , jadi kalau sejak kecil sudah terbiasa dengan sesuatu yang salah, mau jadi apa ntar ??

Jujur juga ya.. aku juga baru sadar barusan... "Oh... iya.. ya.. kenapa gk terpikir sebelumnya se??" begitulah aku terhenyuh dalam hati, sedih, pengen ketawa, pokoknya campur aduk de.. rasanya... , penasaran ama artikel nya?? nih Baca ya...

1. “Balonku ada 5… rupa-rupa warnanya… merah, kuning, kelabu.. merah muda dan biru… meletus balon hijau, dorrrr!!!”

Perhatikan warna-warna kelima balon tsb., kenapa tiba2 muncul warna hijau ?
Jadi jumlah balon sebenarnya ada 6, bukan 5 !

2. “Aku seorang kapiten… mempunyai pedang panjang… kalo berjalan prok..prok.. prok… aku seorang kapiten!”

Perhatikan di bait pertama dia cerita tentang pedangnya, tapi di bait kedua dia cerita tentang sepatunya (inkonsis- tensi). Harusnya dia tetap konsisten, misal jika ingin cerita tentang sepatunya seharusnya dia bernyanyi : “mempunyai sepatu baja (bukan pedang panjang)… kalo berjalan prok..prok.. prok..”
nah, itu baru klop! jika ingin cerita tentang pedangnya, harusnya dia
bernyanyi : “mempunyai pedang panjang… kalo berjalan ndul..gondal..gandul.. atau srek.. srek.. srek..” itu baru sesuai dg kondisi pedang panjangnya!

3. “Bangun tidur ku terus mandi..tidak lupa menggosok gigi.. habis mandi ku tolong ibu.. membersihkan tempat tidurku..”

Perhatikan setelah habis mandi langsung membersihkan tempat tidur. Lagu ini membuat anak-anak tidak bisa terprogram secara baik dalam menyelesaikan tugasnya dan selalu terburu-buru. Sehabis mandi seharusnya si anak pakai baju dulu dan tidak langsung membersihkan tempat tidur dalam kondisi basah dan telanjang!

4. “Naik-naik ke puncak gunung..tinggi.. tinggi sekali.. kiri kanan kulihat saja.. banyak pohon cemara.. 2X”

Lagu ini dapat membuat anak kecil kehilangan konsentrasi, semangat dan motivasi! ada awal lagu terkesan semangat akan mendaki gunung yang tinggi tetapi kemudian ternyata setelah melihat jalanan yg tajam mendaki lalu jadi bingung dan gak tau mau ngapain, bisanya cuma noleh ke kiri ke kanan aja, gak maju2!

5. “Naik kereta api tut..tut..tut. .siapa hendak turut ke Bandung.. Surabaya..bolehlah naik dengan percuma.. ayo kawanku lekas naik.. keretaku tak berhenti lama”

Nah, yg begini ini yg parah! mengajarkan anak-anak kalo sudah dewasa maunya gratis melulu. Pantesan PJKA rugi terus! terutama jalur Jakarta-Bandung dan Jakarta-Surabaya!

6. “Di pucuk pohon cempaka.. burung kutilang berbunyi.. bersiul2 sepanjang hari dg tak jemu2.. mengangguk2 sambil bernyanyi tri li li..li..li..li..li..”

Ini juga menyesatkan dan tidak mengajarkan kepada anak2 akan realita yg sebenarnya.Burung kutilang itu kalo nyanyi bunyinya cuit..cuit.. cuit..! kalo tri li li li li itu bunyi kalo yang nyanyi orang, bukan burung!

7. “Pok ame ame.. belalang kupu2..siang makan nasi kalo malam minum susu..”

Ini jelas lagu dewasa dan untuk bukan konsumsi anak2! karena yg disebutkan di atas itu adalah kegiatan orang dewasa, bukan anak kecil. Kalo anak kecil, karena belom boleh maem nasi makan nya bubur..!

8.Waktu gw seminar kesulitan belajar pada anak dikasih contoh lagu nina bobo nina bobo oh nina bobo kalau tidak bobo digigit nyamuk

menurut psikolog: jadi sekian tahun anak2 indonesia diajak tidur dgn lagu yg “mengancam”

9.Bintang kecil dilangit yg biru…

(Bintang khan adanya malem, lah kalo malem bukannya langit item?)

10.Ibu kita Kartini…harum namanya.

(Namanya Kartini atau Harum?)

11.Pada hari minggu ku turut ayah ke kota..naik delman istimewa ku duduk di muka.

(Nah,gak sopan khan..)

12.Cangkul-cangkul, cangkul yang dalam, menanam jagung dikebun kita…

(kalo mau nanam jagung,ngapain dalam-dalam?? emang mo bikin sumur?!)

==>> jelas bangsa indonesia ga maju2

Sumber di ambil dari http://asfin.balikpapanweb.net/ on norjik`s blog

Gimana ??

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